insurance provides coverage for your condominium where your association insurance coverage stops. Your association policy typically insures the
building (shell) and other common areas.
You are responsible for the interior of your unit. Typically coverage includes personal property and liability coverage in addition to coverage for
your condo fixtures that your association's
insurance policy does not cover.
Every association's insurance policy is different regarding what each
unit owner is responsible for. It is important to review your
association policy and condominium bylaws carefully.